Thursday, May 17, 2012

INVESTability: The Stock Market

Still confuse on Analyzing Stocks? The Colayco Foundation for Education Inc. will be having a seminar on June 9, 2012 9am-12pm, Learning Fee is Php 4,000 Early birds discount. This is perfect for YOU. 90% Discount to all KSK Members, also extended to your family.  INVESTability: The Stock Market. Call 6373731/ 09178088857 or email @ renzie@colaycofoundation.com to register LIMITED Seats.






Other Seminars: 

PISObilities: Wealth Within your Reach July 7, 2012- 9:00-12:00pm
INVESTability: Mutual Funds July 7, 2012 - 2:00-5:00pm






PH joins list of Next 11 Emerging Markets

Philippines Next Emerging Market 

MANILA, Philippines - The Philippines has been included in the roster of the so-called Next 11 Emerging Markets but has lagged behind other countries in terms of investments, according to PhilDev trustee Winston Damarillo.
PhilDev (formerly Ayala Foundation USA) is a public charity registered with the United States Internal Revenue Service (IRS) as a tax-exempt organization composed of Filipinos and Filipinos-based overseas. Its focus is on building “an ecosystem of science and technology-based enterpreneurship and innovation for social and economic development of the Philippines.”
Diosdado Banatao is PhilDev’s chairman, Fernando Zobel de Ayala is vice chairman, while Damarillo is a trustee and a member of the World Economic Forum (WEF).
Damarillo said the members of the Next 11 Emerging Markets are Bangladesh, Egypt, Indonesia, Iran, Mexico, Nigeria, Pakistan, South Korea, the Philippines, Turkey and Vietnam. They follow the BRIC nations consisting of Brazil, Russia, India and China.
The PhilDev trustee said that since 2003, two-thirds of foreign investments in infrastructure have gone to Vietnam, and the Philippines was getting “change” compared to the amount of trade investments coming into Asia and the rest of the Asean nations.
Damarillo, quoting WEF data, said that one of the major reasons for the lack of trade investments is the lack of power or inexpensive power sources. The Philippines is a net importer of crude and coal.
Yet the rest of the Asean has increasingly tapped renewable energy (RE) sources. In fact, Asean as a group is the leader in cheap and sustainable RE.
The Philippines is the second largest user of geothermal power and has the potential to develop RE, especially biomass-sourced power. The Asean nations are also a net importer of oil but a natural gas exporter.
“It is estimated that the Asean will be increasing the use of hydro energy sources from a little over 12 percent in 2008 to nearly 15 percent by 2035. In the same time frame, it will likewise outpace the rest of the world in the use of geothermal, marine, biomass, solar, and wind as energy sources,” Demarillo said.
Damarillo, who is the chief executive officer of MorphLabs (California), noted that the Asean bloc consumes more food than it produces, and that it was forecast that potable water needs will outpace energy demand in Asia.

Article  By Ted P. Torres, Form ABS-CBN News
Posted at 05/17/2012 7:06 AM | Updated as of 05/17/2012 4:00 PM

Thursday, November 24, 2011

10 businesses you can start today

Starting a business can be pretty daunting for a lot of people, especially when the topic is already about getting the capital to fund it. Risking a few hundred thousand or a million pesos is no joke, after all.

Whether as a sideline or a home-based business, Entrepreneur.com.ph listed down 10 ideas that can start your entrepreneurial career without spending a lot.

1. Desktop publishing
Not everyone can make a decent flyer or brochure armed only with desktop publishing software and templates readily available from store shelves. So if you have the required talent, skill and creativity—and a high-quality printer—you can make brochures and other marketing collaterals for individual or corporate clients.

2. Virtual assistant
Virtual assistants provide administrative and business support to businesses that do not need in-house employees for tasks like taking and returning telephone calls, sifting through e-mail, and other administrative tasks related to customer service. This is basically a remote receptionist service customized according to the client’s needs.

3. Internet research
This consists of doing Internet research for corporations, law firms and other companies. This is not simply googling—the Internet researcher must have library research skills and be knowledgeable about how to access databases and other information sources on the Web.

4. Tutoring
This is great for work-at-home moms and college students who need to earn money on the side. Potential clients are foreigners who want to hone their command of the English language, and grade school and even high school students who need help with their schoolwork.

5. Arts & Crafts
Create your own unique product lines and sell them online. Aside from creativity and the skill for crafts, the online craft maker and seller must possess sales and e-commerce savvy.

6. Making gift baskets
Aside from selling goods online, how about packaging them in attractive gift baskets? Organizations are always looking for corporate giveaways, so it is important to put the word out there about your business.

7. Image consultant
If you have a strong sense of style and possess knowledge of personalities and communication, try image consulting as a home-based business. The image consultant must sincerely want to help others achieve their goals through a positive self-image.

8. Party planner
Dreaming of becoming an event planner? You can start small by being a children’s party planner. The primary requirement for this job is love for children and planning. Develop themes for party favors, décor, costumes and menu, in order to offer varied choices to your potential clients.

9. Herb farming
With more people turning to organic food, small-time herb farming may just be your ticket to breaking into the food market. Start with growing herbs—basil, oregano, tarragon and others—at home. Herbs can be grown all year round, in sunny rooms or greenhouses. There is a healthy demand both for fresh and dried herbs.

10. Stock photography business
Who says only big agencies can undertake this business? If you can take decent photos, are Internet savvy and have a modicum of marketing skills, this business has great potential returns for you. Many media companies are looking for affordable and unique stock photos that they can use for their publications.

 -Originally posted from Entrepreneur.com the purpose of publishing in this blog is to share.

Tuesday, November 22, 2011

Bayad Centers









   
Bayad Center will be recognized big player in the global outsourced payment collection industry.
In the Philippines, known as the country's best one-stop payment center. As a pioneer and leader in the industry, that are strategically located in high-traffic areas.

Given the increasing density of local population, now they are aggressively looking for more business partners to be franchisees, also known as BAYAD CENTERpreneurs.

Bayad Center is recognized as the country’s best one-stop payment center. Currently, Bayad Center has over 900 outlets nationwide. Bayad Center started as the over-the-counter (OTC) bills payment collection arm of the Manila Electric Co. (Meralco) 12 years ago, and has since become the market leader in third-party bills payment collection, with clients that include PLDT, Globe Telecoms, Smart, Digitel, SSS, Manulife, Sunlife, Bayan Communications, Sky Cable, RCBC Bankard, UNICEF, SuperFerry and Cebu Pacific.



Why Consider Bayad Center as a Business Venture? We'll give you four reasons:

 Most Recognized Brand in the Business
Bayad Center is the leader and pioneer in the country's Outsourced Payment Collection Industry. No competitor has matched the network of collection centers and range of corporate (biller) partners that the Bayad Center has built over the years. 




Trusted by the Country's Best and Biggest Organizations
Bayad Center is entrusted with the payment collection process of the country's best organizations across various industries.   Among our list of stellar partners include MERALCO, Social Security System, Maynilad, Manila Water, PLDT, Bayan Communications, Smart Communications, Globe Telecoms , Digitel, Sky Cable, Philamlife, Manulife, and a host of others.


                                                       Award-Winning
We are the country's Best One-Stop Payment Shop (National Award)
National Product Quality Excellence Award We are the the Number One Bills payment Center (Metro Manila Award)
National Shoppers' Choice Annual Awards
We are the Number One Bills Payment Center (Metro Manila Award)
National Shoppers' Choice Annual Awards


 
Member of the Lopez Conglomerate

As a MERALCO subsidiary, Bayad Center is part of one of the country's most powerful business empires. Business Partners can be assured of Bayad Center's foresight in navigating the future of the business through the rough seas of this fierce business world. 


 How to Franchise a Bayad Center? 
Criteria for a Franchisee
1.      Integrity / Sound Character
2.      Absence of Criminal / Derogatory Record
3.      Sound Medical and Psychological Condition
4.      Financial Capability / Business Sense

5.      Available time to manage the franchised branch

6.      Existence of network in the local market for possible customers of Bayad Center.

7.      Capability to identify at least 10,000 households in the immediate vicinity of the proposed site.
Criteria for a Location
1.      High Foot and Vehicular Traffic
2.      Proximity to Partner Bank/s
3.      Visible to Customers
4.      In a Commercial Area (preferably)

5.      Presence of at Least 10,000 Households
6.      Not within proximity to an existing Bayad Center Franchised Site

7.      Not Beside the following Establishments (if proposed site is in a Meralco service area):

                 •     Lotto Outlet
                 •     Pawnshop
                 •     Betting Station
                 •     Adult Entertainment
 Franchise Investment
1.     Franchise Fee – P 250,000+ 12% VAT
2.     Equipment (computers, printers, barcode scanners, fax machine, vault, money verifier) – estimated at P120,000
3.     Leasehold Improvements or compliance to the standard Bayad Center look
4.     Minimal Furniture and Fixtures 


NOTE: Full Branch Model should have a floor area of at least 15 square meters.


•     Investment does not include the following:

1.     Initial Office Supplies
2.     Utilities Deposit
3.     Advance Rental
4.     Rental Deposit
5.     Security Deposit to Lessor (Mall)
6.     Initial Operating Capital
7.     PhP600,000 Cash Bond 
8.     Insurances

Franchise Benefits

Benefits as a Bayad Center Franchisee

  1. Brand Leverage
  2. Operational & Field Support
  3. Training Support
  4. Technical Support
  5. Marketing Support
 Application Procedure
  1. Applicant submits Letter of Intent to CIS Bayad Center, Inc. (CBCI) with attached Location Map of proposed site.

          (NOTE: Letter should be addressed to Aida C. Yuvienco, VP and Head - Sales, Marketing, and Business Development. Please include in the letter complete address of the proposed site as well as contact info - landline number/s, fax number & cellphone number – of applicant.)

  1. CBCI screens proposed site.
  2. CBCI conducts Franchise Orientation.
  3. Applicant submits Market Study and Application Form and pays P15,000 processing fee.
  4. CBCI verifies Market Study data.
  5. CBCI conducts character/background and financial check/evaluation on the applicant.
  6. CBCI conducts Panel Interview.
  7. Applicant undergoes Medical Exams.
  8. Applicant signs Memorandum of Agreement and reviews Franchise Agreement.
  9. Applicant signs the Franchise Agreement and pays the Franchise Fee balance.

CIS BAYAD CENTER, INC.
Business Solutions Center, Meralco Complex
Ortigas Ave., Pasig City

Telephone Numbers: 914-2160 (telefax);
(632) 1622-5567 (Ms. Phoebe Vargas) & (632) 1622-5520 (Ms. Bung Roa)
Email addresses: inquiry@cis.com.ph; povargas@cis.com.ph

 Note: the author is not, in any way, related or affiliated to the business franchise listed in this post. The sole purpose of the author is to share information about franchising & business opportunities in the Philippines.

IT INSPIRED ME TO FRANCHISE :D

Friday, May 20, 2011

some Episode of Kabuhayang Swak na Swak


April 16, 2011-one http://www.facebook.com/pages/Kabuhayang-Swak-na-Swak-Official-Site/151783344854141?ref=ts